Launching Q1 2027 · iOS & Android

Pool the money first. Pay together once.

Stop putting your card down for the whole group and chasing Venmo requests for weeks. Start a pool in the Plurel app, drop one link in the group chat, and unlock a virtual Visa card in Apple Wallet or Google Wallet the second everyone’s share is in.

Be first to download on iPhone & Android when we launch in Q1 2027.
iOS · Apple Wallet Android · Google Wallet See how the app works ↓
No more fronting the Airbnb Instant Virtual Visa Card Auto-refunds if someone bails
Active pool iOS & Android
Joshua Tree Airbnb
$1,600.00 4 of 4 in
AK Alex Kim You · Host $400
MC Maya Chen Apple Pay $400
SL Sam Lopez Google Pay $400
CB Chloe Bae Apple Pay $400
plurel card
UNLOCKED FOR CHECKOUT
$1,600.00
CARD NUMBER
•••• 4829 · EXP 08/29
Apple & Google Wallet
Group chat link No app needed
Pay your share to Alex’s pool
YOUR SHARE · 1 OF 4
$400.00
23h 48m left
Tap to Pay · Apple Pay / Google Pay
Held until all 4 shares arrive · Auto-refunds if not full
Split mode Bavel Dinner · $384
Evenly By item Custom %
Lamb neck shawarma AKMCSL $68.00
Oyster mushroom kebab CBMC $34.00
Natural wine carafe × 2 AKMCSLCB $156.00
Tax & 20% tip auto-proportioned $126.00
All-or-nothing rule Zero IOUs
Protected before a single dollar is spent.
100% Funded before card unlocks
$0 Fronted by the organizer
If someone bails before the timer ends, every hold releases automatically. Nobody gets stuck with the tab.
Fig. 01 · The Architecture of Splitting Upfront

Four friends chip in. One card pays the bill.

Old split apps only calculate who owes whom after one person already took the hit on their credit card. Plurel collects the money first, then issues a single card for the exact total.

FIG. 1 — COLLECTIVE POOL TO SINGLE VIRTUAL CARD ALL-OR-NOTHING ESCROW
AK $86 MC $124 SL $72 CB $118 Shared pool 4 of 4 shares in funded $400.00 Plurel card paid once Merchant
PLUREL POOL RECEIPT #0426
Weekend in Joshua Tree
Airbnb · 3 nights · Hosted by Alex K.
Alex Kim (Host)$400.00 ✓
Maya Chen (Apple Pay)$400.00 ✓
Sam Lopez (Google Pay)$400.00 ✓
Chloe Bae (Apple Pay)$400.00 ✓
CARD LOADED (•••• 4829) $1,600.00
FRONTED BY ORGANIZER: $0.00 PAID ONCE
Inside the Plurel App

From group chat “I’m in” to booked in 60 seconds.

9:41 5G · 100%
NEW POOL · STEP 1 OF 3

What are you splitting?

PLAN NAME
Joshua Tree Weekend House
$1,600.00
Airbnb · 3 nights · 4 friends
Split evenly · $400 ea
Custom shares
Scan bill
AKYou
MCMaya
SLSam
CBChloe
Create pool & copy link →
9:42 5G · 100%
GROUP CHAT · DESERT CREW (4)

Drop one link in the group chat

Found the place in Joshua Tree — $400 each. Tap below so we can lock it in before someone books it:
getplurel.app/p/joshua-tree 3 of 4 in
Joshua Tree Weekend House
Your share: $400.00 · No app download required to chip in
Pay $400.00 · Apple Pay / Google Pay
Friends pay in 5 seconds from any mobile browser. No account, no password, no Venmo requests.
9:44 5G · 100%
LIVE POOL TRACKER

Every share lands in real time

$1,600.00
of $1,600.00 collected · 100% funded
FUNDED
AKAlex Kim (You)Paid · $400
MCMaya ChenPaid · $400
SLSam LopezPaid · $400
CBChloe BaeJust paid · $400
All 4 shares are in! Your Plurel Visa Card is now unlocked.
9:45 5G · 100%
MOBILE WALLET · READY TO PAY

One card. Loaded with the exact total.

VISA
POOL BALANCE
$1,600.00
•••• 4829 JOSHUA TREE HOUSE
Add to Apple Wallet or Google Wallet

Works online at Airbnb, Ticketmaster, Resy, or tap-to-pay at any table.

Why We Built Plurel

Someone always puts their card down first and spends the next two weeks chasing friends on Venmo. With Plurel, everyone chips in their share upfront and one shared card pays the bill once.

Made for Real Plans

Every plan your group actually talks about making.

Whether it’s a $2,400 weekend rental, four floor tickets before they sell out, or a 10-person birthday dinner, nobody plays debt collector.

Joshua Tree house, all 4 in
AIRBNB · 3 NIGHTS $400 × 4 · Paid once
Birthday dinner, zero Venmo requests
BAVEL · TAP TO PAY $96 × 4 · Paid once
Floor seats locked in 90 seconds
AXS / TICKETMASTER $145 × 4 · Paid once
Built-In Guardrails

Engineered so nobody ever gets stuck holding the bag.

01 / ALL-OR-NOTHING ESCROW

Card only unlocks when 100% funded

Each friend’s contribution is authorized and held safely. If the pool doesn’t reach 100% before the timer ends, every cent returns automatically.

PROTECTION ZERO PARTIAL STUCK FUNDS
02 / APPLE & GOOGLE WALLET

A real Visa card for the exact amount

Add your pool card to Apple Wallet or Google Wallet in one tap for NFC tap-to-pay at restaurants, or copy the 16-digit card number for Airbnb, flights, and tickets.

ACCEPTED EVERYWHERE ONLINE & IN-PERSON NFC
03 / FRICTIONLESS FOR FRIENDS

Only the host needs the app

Don’t make six people download an app and verify their identity at the dinner table. You start the pool in the app; friends tap once in their browser with Apple Pay or Google Pay.

GUEST CHECKOUT 5-SECOND TAP TO PAY
Questions & Answers

Everything you want to know before your next group plan.

When does the Plurel app launch, and on which platforms? +
Plurel launches in Q1 2027 on both iOS (App Store) and Android (Google Play), with native support for both Apple Wallet and Google Wallet. Join the early-access list with your email to reserve your invite for launch day.
Do all my friends need to download the Plurel app? +
No. Only the person starting the pool needs the Plurel app. Everyone else gets a clean link in iMessage, WhatsApp, SMS, or Instagram DM where they can pay their share in 5 seconds with Apple Pay, Google Pay, or any debit/credit card.
What happens if one person never pays their share? +
Nobody gets charged. Plurel uses an all-or-nothing hold: if the pool doesn’t reach 100% before the timer expires (or if you cancel the plan), every authorization is automatically released.
Where can we use the Plurel virtual card? +
Anywhere Visa, Apple Pay, and Google Pay are accepted—online on Airbnb, Vrbo, Ticketmaster, SeatGeek, Delta, or Resy, and in-person by tapping your iPhone or Android phone at restaurants, bars, and stores.
What if the final dinner bill with tip is slightly less than what we pooled? +
Any unspent balance on the virtual card automatically returns pro-rata to each person who chipped in once the merchant charge settles.
Active pool iOS & Android
Joshua Tree Airbnb
$1,600.00 4 of 4 in
AK Alex Kim You · Host $400
MC Maya Chen Apple Pay $400
SL Sam Lopez Google Pay $400
CB Chloe Bae Apple Pay $400
plurel card
UNLOCKED FOR CHECKOUT
$1,600.00
CARD NUMBER
•••• 4829 · EXP 08/29
Apple & Google Wallet
Group chat link No app needed
Pay your share to Alex’s pool
YOUR SHARE · 1 OF 4
$400.00
23h 48m left
Tap to Pay · Apple Pay / Google Pay
Held until all 4 shares arrive · Auto-refunds if not full
Split mode Bavel Dinner · $384
Evenly By item Custom %
Lamb neck shawarma AKMCSL $68.00
Oyster mushroom kebab CBMC $34.00
Natural wine carafe × 2 AKMCSLCB $156.00
Tax & 20% tip auto-proportioned $126.00
All-or-nothing rule Zero IOUs
Protected before a single dollar is spent.
100% Funded before card unlocks
$0 Fronted by the organizer
If someone bails before the timer ends, every hold releases automatically. Nobody gets stuck with the tab.
Launching Q1 2027 · iOS & Android

Never front the group tab again.

Drop your email to reserve your spot for the Q1 2027 launch on iPhone and Android—and be first to pool with your crew.

iOS & Android · Zero spam, just your Q1 2027 download invite.